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Do we get crankier as we get older? From Curly in City Slickers to Tyler Perry’s Madea to those snarky Muppets in the theater balcony — you can find the “grouchy senior” protagonist in every movie genre.
And what about the other extreme? Breakfast Club, anyone? After all, Nirvana made a career of singing about broody youth. Just ask any parent of a 13-year-old — chances are they’ll vouch that their teenager isn’t exactly walking on sunshine.
Well, hold on to your hats because studies actually indicate that happiness hits rock bottom at 45. That’s the age when people report increased restlessness and decreased satisfaction with their life.
This week, it’s my honor to welcome midlife reset expert and Expat Coach Coalition member Dawn Fleming. You might remember Dawn from last year when she shared her expertise with our community.
Dawn’s professional background is blindingly impressive and includes graduating with a law degree combined with an illustrious real estate career. But it’s her incredible story of losing everything and rebuilding anew that led her to live her passion of mentoring others.
A podcaster and the proud owner of Overseas Life Redesign, Dawn’s global coaching and consulting company encourages people to turn their dreams into reality. Today, Dawn joins us to examine the many drivers for midlife transitions and provides hot tips for resettling abroad.
What You’ll Learn in this Episode:
- Sailing through the Panama Canal
- Landing (and losing!) your dream job
- Romantic compatibility & dating after divorce
- Neglecting the emotional side of retirement
- How to reduce your expenses by 50%
Listen to the Full Episode
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Featured on the Show:
Want more wisdom from global coaches like Dawn? The Steady Series is happening right NOW and continuing for the rest of April. These seminars are online, 100% FREE, and come with immediately-applicable advice for our unsteady times. Sign up right here to attend one, join them all, or have the recordings emailed to watch at your convenience.
- Sundae’s Website
- Sundae’s Facebook Business Page – Sundae Schneider-Bean LLC
- IN TRANSIT Hub
- Ambition VIP Series
- Adapt & Succeed Abroad
- Expat Coach Coalition
- The Steady Series
- Overseas Life Redesign with Dawn Fleming
- Opats Podcast with Dawn Fleming
- Claim your Dream Life by Dawn Fleming
- Bruce Feiler: Life is in the transitions: Mastering Change at Any Age
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We’re delighted to be in the Top 5 of the global Best 30 Expat Podcasts!
Full Episode Transcript:
Hello, It is 10:00 am in New York, 4:00 pm in Johannesburg, and 9:00 pm in Bangkok. Welcome to IN TRANSIT with Sundae Bean. I am an intercultural strategist, transformation facilitator, and solution-oriented coach, and I am on a mission to help you adapt & succeed through ANY life transition.
What do you do when midlife beckons you for a reset? If you know my work, you know I teach about three types of transformation: internal external and performance led. And that feeling for the call of a midlife reset is an example of an internal transformation, and that kind of sneaks up on you. And I also know people who’ve had no say in their own life reset because it was dictated by outside circumstances, like a health crisis, job loss, or the end of a relationship. Whatever the impetus, it reminds us that our lives and even our needs and desires are in constant flux. It’s the definition of being in transit, and that is what we’re going to dive into today.
But before we do that, just a quick reminder that at the time of this episode going live, we are in the middle of our Steady Series. It’s not too late to join! Come on into the IN TRANSIT Hub, you’ll find it in the show notes so you can get some inspiration and advice on how to make steady progress and get proven results in these unsteady times. And if there’s someone that I know how to get steady progress, proven results in unsteady times, it is our guest today, Dawn Fleming. Dawn, welcome to IN TRANSIT. It is my pleasure to have you on the podcast today.
Dawn: I’m so happy to be here, Sundae. Thank you.
Sundae: So, for those of you who are part of my community, IN TRANSIT Hub, you might recognize Dawn Fleming when she showed up last year and gave us insight on midlife. Let me tell you more about Dawn, for those of you who do not know her. She owns and operates Overseas Life Redesign, a global coaching and consulting company that encourages people to discover their dreams and turn them into reality. So, you can see how she and I definitely resonate with each other. All of this started for Dawn in 2010 when she and her husband did something pretty amazing. They sailed through the Panama Canal from California to Florida, and later, relocated to Mexico. Her career began in real estate and she graduated with a Law Degree, and now has found a calling as a mentor to entrepreneurs and those yearning for a life reset. She also has a podcast called Overseas Life Redesign where she shares success stories of international retirement and more.
And I am delighted to share that she’s also a member of Expat Coach Coalition. So Dawn I am really excited to have you on today.
Dawn: Thank you.
Sundae: All right, Dawn. So help us understand a little bit more about you. We have a taste of this amazing and diverse professional background. Real estate, law and now mentorship in such a wonderful area. Can you tell us a little about your own journey when we think about transformation and the internal, external, or performance led journey you’ve been on.
Dawn: Yeah, well, actually you encapsulated it perfectly in a recent podcast, when you talked about us all swimming in this ocean of transition and I feel like you were describing my life, really. I’ve been through so many transitions and I think the more you do it, the better you get at it for sure. And I remember moving from Minnesota to California at 28. I mean, that was a big move, right? And leaving your family and your friends and knowing no one and that that transition was probably the hardest. It was the first major one that I did. And then the transitions after that seemed like they were just easier and easier. And you hit on all of them, the loss of a relationship, divorce from my first husband is how I ended up in law school. And then, the job loss. Landing the dream job and then losing the dream job. And doing that and then trying to find the mate and all of those transitions. Going from basically never dating before 30 because I married my high school sweetheart. So that whole transition of being a single person, it’s just been constant and yet there’s a part of me that really loves change. And I think that’s why I’m called to do the work that I do is because I’ve been through so many. Financial devastation in the 2008. crash was what propelled us to make that move and then being in a culture that wasn’t a good fit after living in Florida.
You talk about all the different drivers for transitions. I think I’ve seen them all. *laughter*
Sundae: You’re giving me chills right now. And this is what’s going on for me, is some of the things that you shared, other people would say their worst nightmare, right? Relationship goes down the tubes or you lose a job or financial devastation, you just say it like it’s no big deal. And what I love about that is because I know how happy and successful you are now and all the work that you’ve done, and what I love about hearing that from you is, I think it gives people hope. Like, if they’re in the middle of that, your story gives people hope that there is another side. And anybody who’s gone through something hard when you’re in it, it’s like, you think it’s going to be FOREVER.
Dawn: For sure, for sure.
Sundae: It’s hope and that’s why I’m so grateful that you share your story and you don’t, you don’t sugarcoat those areas.
If you can go through that, you can find your way on the other side. And I know that really impacts your work and how you support people. But before we dive into your work with how you support people, I want to hear a little bit more about this idea that you have about– you say that you are an advocate for not retiring or retiring differently. Can you tell us more about that?
Dawn: Yeah. Well, I think you have to stay in purpose and meaning and how many times do we hear stories, particularly men, retiring and then dying within a year or two. I mean it’s a cliché almost, right? And it’s because they’ve lost their purpose in life. I work with professionals, you get so wrapped up, I was reading about a doctor who went from “who’s who” to “who’s he” right? And having that identity tied up in the career, work life and really being lost without that. And so, I think we don’t have to do the same work that we did previously. We can open up a new chapter of what our future looks like. But there definitely is, the research that I’ve looked at, it’s cross-cultural. There’s a moment and it’s around 40 or 50 when people have this restlessness and they’re like, “What is it?” And it’s like, we chase the money and the career and the self-worth and an acknowledgement and then we reach a point and it’s like, “Okay. Well now I really am more concerned with what my legacy is going to be? What is my life’s meaning?”
There’s a shift and like I said, it’s cross-cultural. It happens. And then what happens– it has been defined as the midlife crisis, sort ofcliché,, but it’s really not that. It’s rarely a crisis. It’s sort of an unsettledness and people really are grasping for: What is it? What is it that brings me joy? What is it that brings me meaning? What is it that I need? And it’s really in my opinion relationships and community and feeling like you’re loved and supported in all facets of your life. Really.
Sundae: You’re right, the midlife crisis is in fact a cliché. We know from the author Bruce Feiler, Life is in the Transitions: Mastering Change at Any Age, that the midlife crisis doesn’t hold up to the data. He reframes it as “life quakes” and those can happen at any age. They last about two, three to five years, so fun to look forward to. And what we’re talking about today is a midlife reset, where you have this opportunity to do something different as you think ahead to retirement. Do you retire? What do you want retirement to look like? And some people would call the third chapter of your life. But midlife is significant for other reasons.
I just listened to a podcast with Glennon Doyle and she had on Ashton Appleton and they talked about aging. And they talked about there’s this happiness trough and it’s the low point is around 45. I happen to be 45 and that gives me optimism because I’m actually pretty happy and I thought if this is as low as it gets it’s going to be pretty good. But what they talk about is it’s actually at that point where you shed all of the cultural dogma that you were fed about being productive or succeeding or whatever, feeding your ego and you start thinking about life differently and that’s what you’re talking about with this looking for more meaning and your legacy. It’s like, “I kind of participated, I was a good citizen in doing all the things everybody told me I should do. Now that I’m grown, I want to challenge that and maybe do it my way.”
Sundae: Frank Sinatra reference. *laughter* Yeah. So here’s the thing, what I know about you Dawn is your story, there is a fearlessness in there of being able to– and not that you weren’t afraid. It’s probably more courage than fearless. I don’t know. It’s my hunch. But you did it anyway, but there are people that are not like you, who want a midlife rest, are feeling this unsettledness. How do you support them when they’re feeling that?
Dawn: Well, as you say with my background, one of the biggest things I bring to the table, I think, is empathy because I’m not somebody that had some golden life and things just went smoothly for me. Yes, I’ve accomplished a lot but I’ve really paid the price in so many different aspects of it. And one of my clients just went through a horrific divorce, basically, married to a con-man for six years, a hundred and seventy-five thousand dollars in attorneys fees, just took her retirement, a Ph.D Professor, major university, took her retirement, forged her signature. She was devastated. She came to my retreat last year and she messaged me and I said, “Let’s get on Zoom.” And we just talked like girlfriends, and I just supported her emotionally saying, “I’ve been there. I know what it feels like to really be treated unfairly in the court system. I’ve seen that movie, I starred in it,” right?
And I did have a few suggestions on a couple of things that she might do. But I learned this actually in my previous career in direct sales. I had a coach that really helped us move from the emotional side of things to getting into a proactive thought process. If you actually use different parts of your brain, when you’re in that emotional state, it’s really more of the amygdala and it’s that survival thing. But if you can shift your focus to the more involved part of your brain, it goes to work and says, “Well, what can I do about it? I’ve got all this stuff. I’ve got these circumstances. I can’t really control that. But what can I control? What can I think?”
And I think that’s a really powerful tool to be able to make that shift. And sometimes it’s very difficult for us to do that on our own.
Sundae: Exactly, and that’s where you and I aligned so much. When so much is out of our control, where do we have control? Where do we have agency? And it doesn’t mean you don’t have to feel all the feels, right? You have to go through that emotional process. But once you’re once you’ve moved from that grieving place or moved from that place of shock, then what can you do about it? So that you can go on to create a life like you did filled with joy. The other side of the story, type of thing.
I think it is quite normal, when we are talking about a midlife reset, that people in their mid 40s, like me, start thinking about the long term. We’re in between when we started our career and thinking about when we might end our career, if we are in the workforce. Especially as a binational, bicultural family, who have been abroad for a long time, like myself, we ask ourselves questions like, “Where do we want to retire?” And when do we WANT to vs When can we? And, “How do we want to retire?” And all those other ones. They are big questions. And plenty of people focus on retirement, but it is often very isolated. Like, when I read about it, online experts talk about just the financial side, or just a destination, and I think that the human side is often so forgotten.
What I’ve noticed about your work is you help people deal with not only technical things but also the emotional side and I think that’s what is missing, particularly when people want to do a reset and you work with a lot of people who leave the US and move to other countries and they aren’t experienced expats like many people who are listening. It is their first time going abroad and can be tied up with a lot of emotions. So that emotional side, I think it’s really important to be acknowledged.
Dawn: Absolutely, and that’s actually kind of why I started doing the work that I do because what I was seeing out there in the marketplace was really external based. It was like, “What are the top places to retire in the world?” And different external factors that may be important to some people but and what you find with first-time expats, is a lot of them think the biggest challenge is the logistical part. It’s the physical move and all that, and they forget about the emotional side, the internal side, the adjustment that it takes. And that’s why I actually put it in my book. I wasn’t going to.
I have an assessment that I use with clients, as they come in, that’s a, “Are you ready for an overseas life?” assessment. And it goes through all these different areas, and I decided to give it away. I put it in the book as a tool to help people do sort of a self-analysis and say, “What are the areas that I might be struggling with if I make a move like this?” And I haven’t seen a lot out there like that where you’re really looking on the internal side: Is this a fit? The best place to retire for who?
Sundae: It also connects to those who have only lived a rotational expat life. The question, especially with binational families like mine, the question is, “Okay. Where are we going to retire? Will we retire technically in one area but live part-time in another aea, health permitting. Where will our kids be?”
I’m guessing the work that you do also resonates with people who have only experienced a rotational life because they’re trying to answer those tough questions, like, “Would this work for me?” And have I done the thinking to – actually my question is always not: Will this work for me? Yes or no. It’s more, “What has to happen to make this work.” Does that make sense?
Dawn: Yes, much better question.
Sundae: Because, it’s about, if I surround myself with – if I have something that gives me purpose and meaning, I’ve taken care of my health. I have some financial security and I’m surrounded by a loving community. The answer is a definite “Yes.”
Sundae: All right, but I digress, I think it’s so important. So tell us a little bit more about right now when people are thinking about looking for locations to settle down in, or they’re in their own midlife reset. What are the realities now that you’re noticing post COVID and especially when everything feels unsteady?
Dawn: Well, of course, I don’t know how it is where you are, but the US right now is experiencing just really bad inflation. And particularly with respect to housing, it’s just gone through the roof and that’s like your biggest expense. And one of the things I talk about in Claim your Dream Life is there’s probably no better strategy to reduce your housing expense by 50% or more than moving abroad. And so that’s a huge one and then you couple that with the fact that the retirement savings just isn’t there. We’re talking, according to the Federal Reserve, 42% of households ages 45 to 54 have zero retirement savings, 42%, Okay, and then the median retirement savings is less than a hundred thousand dollars.
So you’re seeing increased expenses, you’re seeing increased debt and reduced savings, all of those things point to what can you do to put yourself in a position financially. Even if you’re fairly well-off, if inflation is rampant, and your return on investment for the Investments you have is, I mean, interest rates are starting to increase, but you’re not earning the interest on your income, what other do you have than to continue working to supplement that or be able to relocate to someplace that is a much lower cost of living. And there’s lots of places that are much more affordable.
Sundae: Yeah, we’re doing the exact opposite of the advice and your book. *laughter*
Dawn: And that’s okay.
Sundae: It’s like “Ugh!” But we’re paying for it, literally in stress and all the other things, but there’s other choices.
So tell us a little bit about, if you don’t mind shifting to you and your own journey now. I’m curious, you just had this book that’s been launched. You got a lot going on in your business, things are changing also globally right now because where we’re at with this whole COVID process, what are some of the transitions that you’re feeling personally right now?
Dawn: Well, this whole business, this whole brand sort of evolved organically and it all started with the podcast and it was because I was curious. I just kept meeting these amazing people and wanted to hear their stories and share their stories because people kept asking us, “Oh, how did you do that?” and not everybody’s going to take 6 months and sail on a sailboat to relocate. So I’m like, “There’s other ways of doing this. I’d like to get more feedback.” And so that’s how it started.
And then it evolved into the workshop because people were asking us, “How do we do this? Where do we start?” And so I created that, and that really is what led to the book. The book is really an encapsulation of the workshop and more people would ask, “Oh, can I buy property in Mexico? How do I start a new business?” And so I bring some of my business attorney stuff in there, my real estate background and so I really tried to make it a resource for people to be able to do that. So as that’s evolved, what I’ve recognized is, they need resources. I had to search for my international health insurance. I’ve been able to affiliate with a company to offer that. There’s a whole long list of things that folks need to find solutions for when you make a big move like this. So really my business, the way that it’s moving is really being driven by what I’m seeing needed in the marketplace, and that’s what’s driving me to build the resource center out and to be able to put the things in place. I was going to work on one product and what I realized is people really needed this help with: Where do you start when you want to create a new income stream? There’s lots of programs that you can do and how to build a Shopify store and all that. But to me, it goes back to what we’re talking about before, you got to do the internal work first. What are your skills? What are your passions? Business is hard, being an entrepreneur is really freaking hard. And so you better love it or you’re not going to do it. You’re going to quit.
Sundae: Thank you very much.
Dawn: You better love it.
Sundae: Yes. Thank you for that truth. That’s so true. Right? And that’s what I think you do differently than other people is you’ll go on a much deeper level and a much more personal level. And that for me is so much more sustainable.
Dawn: Well and it’s what people are just screaming for, really, they really need that. They’ve had this time during COVID to do some internal work, to realize in their lives, what’s working? Seeing what’s not working. “What do I want my life to look like? What gives me meaning?” And so I think they’re really ripe to do some of this deep dive work that maybe we weren’t ready to do a couple of years ago before COVID.
Sundae: So I’m really curious when you work with couples, do you notice a resistance between the people?
Is there one partner who’s ready to do, let’s say only the logistics, financial, and then the other one’s ready to do the deeper work.
Dawn: No, well, one of the best compliments I got was one of my clients who was in my program, and they came in with a five-year plan and they actually sold their house in 10 months and retired within a year after putting this framework in place. Yeah, pretty exciting. But he wasn’t really in the program but he read the book and the feedback he gave me, he wrote a nice review, and he said this, “Your book actually helped us have really deep and meaningful conversations as a couple to figure things out.” Things that they may not have thought about talking about. And they did a beta test which I recommend people do. They tried coming here for one month and decided, “You know what? No, we don’t want to live here.” It turns out he loves ice fishing and snowmobiling. She’s not a cold-weather person, but that was a big difference. So sometimes it’s something like that. It’s really more preference. One likes the tropics, one doesn’t. And there’s another couple I use as an example. Similar thing. It’s about, can you make compromises around these things? Because we all have our, what I call, fundamental interests, our non-negotiables. And to me, that’s one of the the most important exercises, the analogy I give is: Tom took me sailing the first two dates to find out if I got seasick. If I would have, like, game over, right? That was a fundamental interest of his.
And so making sure you know what those fundamental interests are and that they’re in alignment with each other. Because if you don’t do that, before you go, what’s going to happen once you’re in this stressful environment? You’re out of your previous environment, comfort zone. Yeah, it can get ugly.
Sundae: Interesting. Yeah.
I really like this idea when you’re playing with the idea of a midlife reset to do a beta test. And I know, it sounds obvious when you say it out loud, but I can’t tell you how many clients I have met who have spent years trying to figure out what they wanted by “thinking” about it (weighing pros and cons, reading, doing research) but they never actually tried anything. Beta tests, as you call it or as I call them, “experiments,” are a great way to discover what you really want. And in this case, with your clients, it likely saved this couple money, or maybe even their marriage!
So you help people do ambitious things, right? Reset their life, move abroad or make that decision or decide how they’re going to find alignment as a couple. What is ambitious for you right now?
Dawn: Well, like I said, putting this company together right now, it’s way bigger than me. So kind of getting help with that. And part of that is I did a podcast episode on this actually, what I call: Stepping out and stepping up. And this is something that has given me some anxiety and that is really becoming known on a bigger scale. It terrifies me.
Sundae: I can tell, your face is making a little kink right now when you’re talking about it.
Dawn: Right? And so I’ve really had to work at this to say, “It’s okay.” And I still don’t really know what the cause of it is, but I do know this, what I’ve focused on, the way I’ve gotten past it is to really focus on the service and not me. And serving my community and saying, “I’m not doing this for me for my ego, to have my face plastered all over the Internet,” or whatever. I’m doing this because I know there are people out there like me that are in the middle of a messy transition and they’re really looking for hope and they’re looking for, how can I move past this? And those are the folks that I want to serve and say, “Yeah, it’s not fun when you’re in it, but this too shall pass and we can get beyond that.” So that’s the piece that I stay focused on and it keeps me grounded and saying, “It’ll be okay, Dawn. It’ll be okay that you get out there.”
Sundae: Absolutely. It’s good. Yeah, that’s actually something that I think you remember me saying to the Expat Coach Coalition, “Just get over yourself. It’s not about you. It’s about your client. And showing up for them and helping them make that transition, that transformation.” That’s exciting. I’m so happy for you. So you got a book tour coming up. We’ll make sure that we can put it in the show notes so people know where to join you on your virtual book tour.
Sundae: I love it. Will put that in the show notes so they can check it out. Plus your podcast and all the other exciting things that you’ve got going on. Before we tie things up, I would love to hear, right now inside the IN TRANSIT Hub we’re doing the Steady Series and we’re talking about the next round of Expat Coach Coalition. I’m very proud to say that you’re a graduate of Expat Coach Coalition and you’re also licensed to facilitate Adapt & Succeed Abroad. Do you mind telling people, just quickly, what was it about Expat Coach Coalition that resonated with you? What did you actually get, like what you thought you were getting and what you actually got?
Dawn: Wow. Well, I just wanted to be around you Sundae, I mean *laughter* that’s partly true. I love your energy. I love what you do. But really, my undergraduate degree was anthropology. I’ve been interested in people and cultures for a very, very long time. I didn’t use it. I feel like I’ve kind of come full circle now in getting back into that. But I loved how the program Adapt & Succeed program focused on both the business aspects of it, growing your business and serving the clients. You really did a nice job of balancing both of those. And the program is wonderful In terms of how it helps people. I love that it’s circular not linear, so people can jump in at any point in time for whatever they need, but it also has all of these turnkey tools and mindset pieces that I have could created something but I could have never created as beautiful and tested of a program as what you offer. And so it’s just such a nice fit into the work that I’m doing. And that’s what I was attracted to. And it was way beyond anything I had expected when I started quite frankly. It was really over delivery, in my opinion.
Sundae: That’s so sweet.
Sundae: When I hear it, you’re so busy, you’ve already created so many other things and you’re so busy with what you’ve got existing. I love that you can plug it in and just add to what you’ve already got. And you were so lovely to have in the cohort because you were so generous with your know-how. And that’s what I love about the Coalition is the shared wisdom and because of all of your business background you were able to also support with ideas and inspiration for those who are newer to the journey. So that has also been such a wonderful thing that you add, actually to the group.
Well, I’m so excited to see what you do next Dawn and I love how you are. What I’d love about what you do is when your background is diverse, there’s so many unique ways that you can help people from real estate to law to, like the deeper meaning, who does that, right? Who has all that?
Dawn: I know.
Sundae: I love that you bring all of that to your work and I know where your heart is, with people, and how you really do want to help them. Like you say, it sounds like – I don’t want to make it sound cliché but like, Live Your Dream Life, right? But that’s honestly what you’re trying to do is you dig inside their hearts, find out what their dream is and then help them answer the puzzles to get there. And I think that’s what’s beautiful about what you do.
I also think it’s beautiful because you have with your own life and with the lives of your clients, shown people that it’s possible. And I think we need help right now. I think people need to know that they can break out of the rat race. They can be more than their professional identity. And they can go out and impact communities in positive ways.
Dawn: For sure.
Sundae: It’s beautiful. Thank you so much Dawn, for being here. I just really am so grateful to have you in my community and part of my world and thank you for your time today and showing up and sharing your wisdom.
Dawn: My pleasure. Thanks, Sundae.
Sundae: All right, everyone. Hasn’t it been wonderful to meet Dawn and get a little of her energy today. As I said to Dawn directly, what inspires me most about her is she doesn’t hold back with the hard in her story. And because we know she’s on the other side it gives us hope that even if you’re going through the hard, you know that if you are able to stay in your power and get clear on what is it that you want to create in your life, and do the hard work. Like she said, she doesn’t hide it. It takes time, and it’s hard work. But if it’s grounded in purpose and meaning you’re going to invest your energy towards building it. And that’s what I find inspiring about Dawn.
So if you want to be around inspiring people like Dawn, consider joining Expat Coach Coalition. This is a community of industry-leading professionals. We are united by our passion for serving expats, and as Dawn was saying, there is a turnkey solution that’s integrated into it. Also to help you fast-track your business, boost your confidence and learn these tested tools that I’ve used with my clients to deliver results. So the best part about it is you’re surrounded by peers who are there to support you and I am your number-one cheerleader. It’ll help you save time, money, and frustration, by using things that are already proven, and you’ll be able to really fast track what you’re doing to focus on productivity and things that are in alignment with how you want to show up in your business. Not copy how someone else shows up. So that’s what we’re looking at and more. Check it out in the show notes. There’s so much goodness in the show notes: Dawn’s book, her podcast, all the new things that we have going on right now. So make sure that you go to the show notes and check out what’s there.
You’ve been listening to IN TRANSIT with Sundae Bean, steady advice for an unsteady world. Thank you for listening. I’ll leave you with a quote that Dawn actually holds dear: “The soul did not come here to retire.”
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